If you're considering a major improvement or development project, you want a lender large enough to serve your needs, and one focused on giving you the individual attention you deserve.

That's why you should turn to Parkvale Bank. We're one of the region's larger full-service lenders and a leading source of capital for commercial real estate financing. And because Parkvale is headquartered in Western Pennsylvania, all lending decisions are made locally, which means you get fast decisions and quick answers to your lending inquiries.

So, when you're in the market for real estate financing, contact the bank known for great rates and friendly service: Parkvale Bank.

COMMERCIAL MORTGAGES
Parkvale Bank offers competitive fixed and variable rate commercial real estate mortgages with quick turnaround and smooth closings. We pride ourselves on meeting the financial needs of small- to medium-sized businesses.

Fixed Rate Mortgages
Parkvale Bank's fixed rate commercial mortgages can make it easier to budget, especially over the long term, and offer payment stability in an ever-fluctuating market.

Adjustable Rate Mortgages
Adjustable rate commercial mortgages feature an interest rate that changes periodically according to an index selected when the mortgage is issued. With an ARM (Adjustable Rate Mortgage), you might qualify for a larger loan and your ARM could be less expensive than a fixed-rate over a long period.

Parkvale offers a variety of commercial ARMs that feature:

• competitive payment terms
• variable/convertible loan options
• an option to increase loan amount
• flexible prepayment terms
• loans with or without graduated payments...and more.

Your Parkvale Business Advisor can review your business needs and help you obtain the loan that's best for your business.

Real Estate Investor Mortgages
Parkvale Bank offers financing for the purchase of investment property throughout Western Pennsylvania. We provide acquisition financing and refinancing for office, industrial, retail and multi-family properties.

Construction Loans
Commercial construction loans finance the construction of various types of commercial and industrial buildings, custom homes, multi-family units and small residential tracts. The maximum loan amount on a commercial construction loan depends on the type of property and the level of financial support.

Acquisition Land Loans
Acquisition land loans fund the purchase of raw land for future commercial and residential development.

Mini-Perms
Mini-Perms are short-term loans offered to commercial developers. This type of loan permits the commercial developer to look for long-term loans by providing short-term financing.